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PLAN ON WORKING UNTIL YOU'RE 85? Combined Social Security Trust Fund only 13 years away from insolvency, trustees report The national debt is around $123 trillion (more than four times what the Treasury Department reports) when accounting for factors like amounts owed in unfunded Social Security and Medicare benefits, Truth in Accounting argues. https://www.truthinaccounting.org/library/doclib/Financial-State-of-the-Union-2020.pdf