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If you were born before 1961, you might be overpaying on mandatory expenses. Here is how to legally claim your senior benefits. 00:00 If you were born before 1961 you are legally exempt from these bills and still paying them 00:35 Five bills seniors can legally stop, lower, or freeze 01:00 Bill 1: The new $6,000 federal senior deduction starting 2025 02:10 Bill 2: Property tax, three forms stacked: homestead, senior exemption, assessment freeze 04:00 Bill 3: Medicare Part B premium and the Medicare Savings Program 05:30 Bill 4: Phone, internet, and utility bills: Lifeline and LIHEAP 06:15 Bill 5: The senior additional standard deduction, the most fixable mistake over 65 07:45 Bonus: surviving spouse carryover and reduced vehicle fees 08:30 Being exempt and keeping the money are two different things 09:10 Disclaimer: general education, not tax or legal advice 09:25 Send this to one person you know who is over 65 Many people reach age 65 without knowing they qualify for specific tax exemptions that significantly reduce their financial burden. These programs are rarely advertised because the entities holding the funds have no incentive to tell you about them. By identifying these overlooked senior benefits, you can drastically lower your monthly living costs and keep more of your hard-earned money. This is not about financial hardship, but about knowing the rules of retirement planning that apply to your specific age group. We break down the specific documents required to stop paying for things you are no longer obligated to cover, helping you maintain better financial stability. Visit jasonehlinger.com and subscribe for weekly personal finance breakdowns, and comment below: what is one bill you are hoping to reduce this year?