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What is the difference between a million and a billion? And the difference between a billion and a trillion! Consider this, a million seconds takes 11 ½ days, a billion seconds takes 31.7 years, and a trillion seconds takes over 300 centuries or until the year 33724! Our national debt is $36,000,000,000,000.00. At a dollar per second, it would take well over a million years to pay down the national debt, BUT ONLY IF NO MORE DEBT IS ADDED TO IT IN THE MEAN TIME!