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God saved you by his grace when you believed. And you can’t take credit for this; it is a gift from God. --- Ephesians 2:8When someone gives you a gift, do you say, “That’s very nice---now how much do I owe you?” No, the appropriate response to a gift is “Thank you.” Yet how often Christians, even after they have been given the gift of salvation, feel obligated to try to work their way to God. Because our salvation and even our faith are gifts. We should respond with gratitude, praise, and joy.--- Life Application Bible notesPRAYER Father in Heaven,Thank you for Your free gift of salvation. I am not worthy to receive such a gift, but I thank You in the name of the Lord Jesus Christ, my Savior in whom I trust. In Jesus’ name,Amen