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I got an email from someone named John Ksna with an ID number! The email said I owe 452.XX?I called the number listed to enquirer and spoke with a very poor English person! I was asked if I live in Chicago (no) and know someone named Clive (no) and then the CSR said they detected this might not be me that the 462.XX was declined and he said my account may be compromised! I asked what account was it declined and he said visa? I said my BOA and he said yes? So he said he would cancel that it was fraudulent activity and canceled the order and gave me a refund code? Then he said I needed to go to meager.com and download the app! By now I’m like no I’m not installing an app and furthermore I know my banks always notify me for suspicious activity —— at this point he hangs up on me! I checked both my accounts and neither had an attempt to deduct 452.XXIM PASSING THIS ALONG TO BE ON ALERT! AND ILL BE ON ALERT TO MY BANKS! IVE NEVER EXPERIENCED THIS SCAM YET!